When buying a vehicle there are many other things to consider such as whether you want to take out finance and if you want to purchase any additional products such as Lifeshine. Many of our customers have told us it can be useful to have all the information that is needed in one place. For this reason, we have created our electronic presenter.
Within the presenter you will find some information relating to our optional value-added products including demonstration videos to view at your leisure.
I ask that you take time to read through the pack and watch the videos and should you have any questions give us a call and we will be happy to assist.
If you would like to talk to someone about value added products please contact Terry White our Finance Business manager for advice, assistance, information and more. Tel: 01733 213205 Email: terry@jaguarlandrovermilitarysales.co.uk
Personal Contract Purchase (PCP), Hire Purchase (HP), Personal Contract Hire (PCH)
At Marshall Motor Group, we are proud to offer a range of finance options to help everyone into their dream vehicle.
We pride ourselves in offering outstanding customer service and assisting customers in finding the right credit solution to suit their budget and individual circumstances.
We do our best to ensure every option is easy to understand and free from jargon. The vehicles we offer span many manufacturers and budgets, and this choice means you can access the most competitive offers direct from the manufacturer.
Read here about the different finance options available and contact us to get a quotation on your preferred car and finance type. If you would like to talk to someone about your credit agreement, please contact Terry White our Finance Business manager on 01733 213205 for advice, assistance, information and more.
Finance is subject to status. Terms and conditions apply. You must be over 18 and a UK resident. The lender will conduct an affordability assessment and carry out a credit check. Please ensure you can afford the repayments before entering into a credit agreement.
Marshall Motor Group Ltd is a credit-broker not a lender. We may receive a finance commission from the lender for arranging finance for you. For further information on our commission arrangements see https://www.marshall.co.uk/fcds
WHY IS THIS PLAN FOR ME?
I would like to keep my monthly payments as low as possible.
I would like to choose how much I pay upfront (subject to a minimum).
I want flexibility at the end of my plan.
I want to help protect against an unexpected fall in used vehicle prices.
I like to drive the newest models.
HOW IT WORKS
Based on your chosen term (between 13 and 49 months) and mileage* Jaguar / Land Rover Financial Services will determine the Guaranteed Minimum Future Value (GMFV) of your vehicle at the end of your agreement and provide you with an Optional Final Payment amount. At the end of your agreement your vehicle is guaranteed to be at least equal in value to the Guaranteed Minimum Future Value. Any deposit is deducted from the price of your Jaguar / Land Rover, you make regular payments based on the remaining balance plus the agreement interest. Interest is calculated on the vehicle price less the deposit. At the end of the agreement, just choose from one of the following options:
1. Renew – part exchange the vehicle subject to settlement of your existing finance agreement; new finance agreements are subject to status.
2. Retain – to keep your Land Rover, you only need pay the optional final payment.
3. Return – return the vehicle and do not pay the Optional Final Payment. If the vehicle has exceeded the maximum agreed mileage a charge for excess mileage will apply. Providing the vehicle is in good condition (fair wear and tear accepted) and has not exceeded the maximum agreed mileage you will have nothing further to pay.
WHAT HAPPENS AT THE END OF MY AGREEMENT?
You have three options:
1. Part-exchange – subject to settlement of your existing credit agreement, you can choose a new or used Land Rover from your Retailer and start a new credit agreement. New credit agreements are subject to status.
2. Return – hand back your vehicle to Land Rover Financial Services without making your optional final payment. If the vehicle is in good condition (fair wear and tear accepted) and has not exceeded the maximum agreed mileage, you will have nothing to pay. If the vehicle has exceed the maximum agreed mileage a charge per excess mile will apply.
3. Retain – pay the PV as your final lump sum, plus the Purchase Fee, and the title of the vehicle will be transferred into your name.
WHAT ELSE DO I NEED TO KNOW?
Land Rover Personal Contract Purchase (PCP) is available for new or used vehicles (up to 5 years old).
The maximum mileage at the start of the agreement is 3,000 miles per month of the vehicles age or 60,000 miles (whichever is the lower). For example, a 1 year old vehicle could not have a recorded mileage exceeding 36,000 miles and a 2 year old vehicle must not have a recorded mileage above 60,000 miles.
Vehicles must be no more than 96 months old at the end of the agreement.
The maximum end of contract mileage must not exceed 143,000 miles. Maximum annual contracted mileage is 35,000 miles per annum.
Minimum contract term of 13 months, maximum contract term of 49 months.
A significant proportion of the total amount payable is deferred to the end of the agreement and you should prepare for this if you want to own the vehicle.
You will not own the vehicle until you have made all the payments including interest, after which you will own the vehicle outright.
You must have fully comprehensive insurance.
This plan is also available to business customers.
Credit is subject to status and is only available to UK residents aged 18 and over.
Hire Purchase (HP) allows you to spread the cost of your new or used Land Rover with fixed monthly payments. At the end of the agreement, you own your vehicle.
If you want to own your Land Rover at the end of your finance agreement, Hire Purchase (HP) helps you spread the cost with fixed monthly payments.
WHY IS THIS PLAN FOR ME?
I want to own my Land Rover at the end of my finance agreement.
I want to know exactly how much I have to pay each month.
I have a deposit to put down and want to choose how much I have to pay.
HOW IT WORKS
Choose your Land Rover, the level of deposit you want to pay and select an agreement term between 12 and up to 60 months. Your deposit is deducted from the price of your car, then you make regular payments based on the remaining balance plus the agreement interest.
Once all payments have been made, you will be the proud owner of your Land Rover.
WHAT HAPPENS AT THE END OF MY AGREEMENT?
After all the payments have been made, the title of the vehicle will be transferred to your name. Until the final payment is made, the vehicle is owned by Land Rover Financial Services.
WHAT ELSE DO I NEED TO KNOW?
You must have fully comprehensive insurance.
Credit is subject to status and is only available to UK residents aged 18 and over.
Your vehicle is at risk of repossession if you do not maintain contractual repayments.
If Hire Purchase is used to finance vehicles from 7-10 years old, the agreed amount must be repaid over 1-4 years. Repayment terms of 1-5 years are available for vehicles up to 6 years old.
It is possible to return the vehicle early if:
You’ve already paid off at least half of your finance agreement, including interest.
You make up the difference between what you’ve already paid and half of your finance agreement.
The vehicle meets quality and usage requirements.
If you have already paid more than half of your finance agreement, you won’t receive a refund of the difference.
Enjoy the thrill of driving a Land Rover, hassle free. Personal Contract Hire gives you an initial rental in advance of 1 – 12 months (subject to underwriting), regular rental fees and no worries about disposing of your car at the end of the contract. You can also choose the reassurance of various optional service, maintenance and repair packages.
Just choose your Land Rover, agree your annual mileage* and your initial rental in advance and how many monthly rental payments (between 18 and 60) you prefer. Then decide if you wish to include our optional maintenance, routine service and repair package. Your monthly rental is calculated based on your choices.
At the end of the term, the vehicle must be returned and you will have nothing further to pay provided the vehicle condition is in good condition, in line with BVRLA fair wear and tear guidelines and has not exceeded the agreed mileage. If the vehicle does not meet the mileage and condition terms excess charges will apply. Choose your next Land Rover and, subject to status and finance application, start again.**
BENEFITS
Low initial outlay and regular rentals for easy budgeting
Road Fund License included for the duration of your contract
Optional maintenance, routine service, tyre replacement and repair package could bring running costs together in the rental package. (Subject to fair wear and tear. Driver abuse and misuse is excluded. Vehicle must be serviced in accordance with manufacturer guidelines)
Flexibility to change your contract term and mileage should your circumstances change (except for during the first and last 6 months of the contract)
You don’t have the worry of selling the car at the end of your contract because ownership remains with Land Rover Contract Hire
WHY IS THIS THE PLAN FOR ME?
I want a low initial outlay and regular payments for easy budgeting.
I want the option to bring all of my running costs together in a single rental payment, including maintenance and repair.
I want the flexibility to change my contract term and mileage should my circumstances change.
I don’t want the worry of selling my car at the end of my contract.
Important Information
*Minimum miles per annum is 5,000. Maximum mileage is 120,000 over the contract duration for petrol vehicles and 150,000 over the contract duration for diesel vehicles. Excess mileage charges will be payable if the vehicle has exceeded the agreed contract mileage at the end of the lease period. The contracted mileage will also be pro-rated in the event of any early termination of a contract (contract early termination fees will also apply) **At the end of the lease you will not own the vehicle. The vehicle will be transported to our disposal site for a full inspection to be completed. All de-hire damage is assessed by the BVRLA fair wear and tear guidelines, and any charges are levied using the Thatcham price guide. Details of which can be provided on request.
Availability | HIRE PURCHASE (HP) Online and at Retailer |
PERSONAL CONTRACT PURCHASE (PCP) Online and at Retailer |
PERSONAL CONTRACT HIRE Retailer only (Product available for new Vehicles Only) |
---|---|---|---|
Deposit Required | Flexible. No deposit options may be available. | Flexible. No deposit options may be available. | 1-12 months initial rental upon delivery of the vehicle |
Maximum Age of the Vehicle at the end of the Agreement | 14 years† | 8 years† | 5 Years† |
Length of the Agreement | 12 – 60 months depending upon age of vehicle | 13 – 49 months depending upon age of vehicle | 24- 60 months |
Ownership Options at the End of the Agreement | – Once all payments have been made, you will be the proud owner of your Land Rover. | – Part exchange* – Pay the outstanding Optional Final Payment to own the vehicle** – Return the vehicle (under the Goods Return Option)*** |
– No ownership, vehicle must be returned to leasing company |
Fixed Payments | Yes | Yes | Yes |
Mileage Restrictions | No | Yes | Yes |
Optional Vehicle Maintenance Cover | No | No | Yes† |
Final Lump Sum Payment at the End of the Agreement | No | Yes | No |
Fully Comprehensive Motor Insurance Required | Yes | Yes | Yes† |
† Some exceptions apply |
If you would like to talk to someone about your credit agreement, please contact Terry White our Finance Business manager on 01733 213205 for advice, assistance, information and more.
Registered Office - Airport House, The Airport, Cambridge, CB5 8RY.
Registered in England Number 295579.
VAT Reg No: 213 2090 19
Marshall Motor Group Limited is authorised and regulated by the Financial Conduct Authority. Our firm reference number is 310503.
Marshall Motor Group Limited is a credit-broker not a lender.
All of the following companies are individually authorised and regulated by the Financial Conduct Authority with a Limited Permission for credit broking. Each company is a credit broker not a lender: Astle Limited; Crystal Motor Group Limited; Marshall North West Limited; Marshall of Ipswich Limited; Marshall of Peterborough Limited; Marshall of Scunthorpe Limited; Marshall of Stevenage Limited; and Silver Street Automotive Limited. All of the following companies are Appointed Representatives of Marshall Motor Group Limited for credit broking: Pentagon Limited; Ridgeway Bavarian Limited; Ridgeway Garages (Newbury) Limited; S G Smith (Motors) Crown Point Limited; S G Smith (Motors) Sydenham Limited; and S G Smith (Motors) Beckenham Limited.
We may receive a commission from our lenders for arranging finance for you. For further information on our commission arrangements please see our Finance Commission Disclosure Statement
Marshall Motor Group Limited is authorised and regulated by the Financial Conduct Authority to conduct insurance distribution as an ancillary insurance intermediary. All of the following companies are Appointed Representatives of Marshall Motor Group Limited for the purposes of insurance distribution: Astle Limited; Crystal Motor Group Limited; Marshall North West Limited; Marshall of Ipswich Limited; Marshall of Peterborough Limited; Marshall of Scunthorpe Limited; Marshall of Stevenage Limited; Pentagon Limited; Ridgeway Bavarian Limited; Ridgeway Garages (Newbury) Limited; S G Smith (Motors) Crown Point Limited; S G Smith (Motors) Sydenham Limited; S G Smith (Motors) Beckenham Limited; and Silver Street Automotive Limited.
If you are unhappy
If you have a complaint about a finance or insurance product that we have offered and/or arranged for you then please see our complaints procedure or contact our Compliance Team by emailing compliance@marshall.co.uk
To understand how we collect, use and process your data please see our Privacy Notice https://www.marshall.co.uk/privacy-notice/
MILITARY SALES:
Phone: 01733 213205
Email: enquiries@jaguarlandrovermilitarysales.co.uk
BLUE LIGHT SALES:
Phone: 01733 213205
Email: enquiries@marshallbluelight.co.uk